Recoverable value
Start with what can realistically return—not revenue vanity. Adjust for fees that may stay lost.
LOCAL-FIRST · NO STORE CREDENTIALS · HONEST MATH
Calculate fight-versus-accept ROI, assemble reason-specific evidence, and export a clean case pack—without uploading customer data.
($120 × 45%) − $15 − ($30 × 0.75h) = $16.50
Decision support only. Banks and networks decide outcomes; this is not legal advice.
FREE CASE WORKSPACE
Pick the reason, collect only relevant proof, add the timeline, and export a concise submission draft.
Show that the legitimate cardholder participated in the transaction and received the promised value.
WHY THE MATH MATTERS
Start with what can realistically return—not revenue vanity. Adjust for fees that may stay lost.
Use your own historical win rate by reason code. A guess is shown as a guess, never a promise.
Evidence collection has a real hourly cost. Low-value disputes can be negative even when winnable.
A short chronological pack is easier to review than a screenshot dump. Relevance beats volume.
PUBLIC EVIDENCE + COUNTEREVIDENCE
Official documentation shapes the checklist. Merchant reports establish the time pain. Counterevidence stays visible: automation cannot control issuer decisions.
Response windows, evidence submission, issuer decision.
OFFICIAL / 官方Evidence changes with the dispute category.
NETWORK / 卡组织Prevention, response, and review boundaries.
NETWORK / 卡组织Current chargeback rules and reason structures.
PRICE SIGNAL / 价格信号Competitors charge against recovered value.
Issuers and networks make the decision. Policies change. Use provider guidance and submit before the displayed deadline.
SIMPLE PRICING
The free workspace stays useful. Paid plans add repeatable operations, not magic win claims.
Free
One local case at a time.
Pro
Saved cases and reusable playbooks.
Team
For shared dispute operations.
Checkout is handed to TJ SiteOS. No card data is collected here. Orders and paid rights remain pending until provider-side payment is verified; no revenue is claimed from a prepared order.
ONE CASE. ONE DECISION. ONE PACK.